Agent workflow: 15 min credit review to 90s
Agents automate review → query → tool calls, with every step auditable and rules hot-updatable.
Agent workflow
Licensed fintech · 长江金科 · 2024
Changjiang Finance handles 800+ credit reviews and 1,500+ corporate queries every day, supported by 40 analysts and ops staff. About 30% of the work is mechanical: business lookup → credit check → limit check → paste a report.
Regulators require a fully auditable trail for every decision. Traditional RPA needs two weeks of scheduling to change a single SQL line, so rule iteration can't keep up with the business. We needed an orchestrable, auditable Agent system with hot-updatable rules.
How Ouryun ships Agent workflow for 长江金科
An Agent workflow engine at the core turns the multi-step review into an orchestrable Agent. AI Gateway unifies 4 models and 6 internal systems, governance writes a chained audit log, and the apps differentiate risk, ops and regulatory reporting experiences.
Agent workflow engine
Multi-step business flows are wrapped as orchestrable Agents with tool calls, branches and human fallback — hot-updated with no restarts.
AI Gateway unified dispatch
A primary LLM plus a tool-calling specialized small model; 6 internal systems plug in through the standard MCP protocol.
Full-chain audit
Every tool call, model response and confidence score lands in a chained audit log — one-click replay for regulators.
Model platform
Primary LLM + tool-calling specialized small model, layered deployment. Sensitive data never leaves the perimeter.
Three surfaces
Risk middle platform, ops console and regulatory reporting — differentiated UX, with forced two-step confirmation on critical actions.
From connect to ship, in four steps
Connect
In 3 weeks we plug business registry, credit bureau, limit, risk, reporting and docs into AI Gateway through MCP.
Govern
In 2 weeks we ship the Agent orchestration platform, chained audit log and confidence threshold; sensitive fields are masked automatically.
Deploy
In 3 weeks we gray-release a single business line (small-ticket credit), running 100 cases / day with biweekly business + IT alignment.
Scale
In 6 weeks we expand to 3 business lines, with monthly rule hot-updates — and shrink the analyst team from 40 to 12.
Agents automate business lookup → credit check → limit → report, fully auditable at every step.Full case study delivered and reviewed by the Ouryun team.
Numbers that prove value
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